Join the Elite Group of
Mortgage Professionals

Kelly Zilka

Join The Elite Group of Mortgage Professionals

In this time of transition for our industry, it’s important to know why Envoy Mortgage is the Best Opportunity in the Mortgage Business. Our primary mission is to preserve the dream of homeownership. Naturally, our focus, as a result, is squarely on the future.

Envoy Mortgage is a full-service mortgage bank headquartered in Houston, Texas. We operate a network of retail branch locations across the United States, currently originating in 48 states. Our branches offer a full menu of home loan products and concentrate on building repeat referral sources for purchase business. Providing consistent, quality service to your builders and realtors is our bread and butter.

Company Bio


Envoy Mortgage will give you the leading edge in optimum efficiency and productivity. As an Envoy Mortgage affiliate, you will enjoy full corporate support from our regional offices. We have assembled the right tools, including mortgage marketing, accounting services, benefits and technology to make our loan officers and their teams successful.

We exceed the mortgage industry standards. Consider the Envoy Mortgage difference…





Envoy has been successful for over 15 years because of its people, systems and technology. We consider growth a natural result of doing business the right way, not an end in itself. At Envoy, you can expect to work with a time-honored team that understands our culture and your business.

Breakthrough services means increased productivity. With services such as Overnight Price Protection on purchase loans, we increase productivity so your consumers don’t have to wait until Monday to lock in their rates! These are one of the many services that we offer to increase your pipeline – our expertise is growing your branch’s production!

We have a strong commitment to delivering exemplary service in every business facet: technology, loan products and marketing. Our Hall of Fame includes: Top-Tech Savvy Lender Award for the past 7 years | 2010 Green Originator of the Year | eSignature and a paperless platform | Powerful CRM and retention program | Loan Originator Websites – These are just a few ways of how we are determined to commit to you and your business

When a branch or originator joins the Envoy family, we ensure that our new colleagues receive the training and support they need to become fully productive as quickly as possible. Originators and branch managers also enjoy access to Branch Support, a dedicated team that answers any/all questions, local processing and centralized closing/funding departments.

Financially Strong

At Envoy Mortgage, we are always researching market trends and our goal is to stay ahead of the competition, which is essential for a successful mortgage company. We guarantee that we will fund an unlimited amount of mortgage loans so you can continue to conduct business to your maximum potential. It is a 100% guarantee. You can count on us.

Impeccable Service

We strongly believe that we exceed the industry standards in many areas, but especially in our commitment to quality. When your customers demand excellence, we will be there to help you deliver. Staying connected with your customers is vital in the mortgage business. We will help you streamline and help you organize systematically with fast underwriting, same-day closings and funding. Our knowledgeable and experienced support staff is always available to assist you with all of your needs.

Current Technology

At Envoy Mortgage, we understand the need for our home loan officers to have the right tools to succeed. We are always looking for opportunities to develop new technology as well as enhance our existing systems and procedures to make it easier for our loan officers to do their work and continue to provide accurate and efficient transactions for our customers.

Some of our technology includes:

  • e-signatures
  • a paperless platform
  • customer relationship management
  • continuous attention to each loan file
  • an online application process
  • secure, 24/7 online loan status
  • and a state-of-the-art web site


Keith Frachiseur

Norh Cal

Jesus Cruz


Joe Tako


Jim Hopkins

Great Lakes

Ken Panosian


Cindy Brown


John Felice


Andy Pettola

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